2008 | 2007 | 2006

Worship & Sunday School
Sunday: 10:30 AM

Westminster United Church is wheel chair accessible.
Hearing Assistance Earphones are available.

What is the importance of Homeowner’s insurance in Barrie?

Insurance in general can be a huge asset to you, especially if you are in a life-threatening situation. Insurance was created mainly to protect people and their families from any type of accident. It will also serve as your financial backup if in case you do not have the money on hand to pay for any damages that can be caused to you as a person or to your personal belongings and properties.

Homeowners insurance is the same but in a similar way, it is there to ensure that nothing happens to your household and everything and everyone that’s inside it. But what really is the importance of purchasing a Homeowner’s insurance in Barrie? And what are the benefits?

Here’s what insurance can do for you in times of an accident:

Natural misfortune – When choosing an insurance plan, it is very important that you get a lot of benefits included with your coverage plan, so that you can be protected from any kind of accident that could happen to your home, and injury that it could cause to your family members. Along with this, also make sure that you get an insurance plan that includes all of this benefits, but at an affordable price, so that you do not have to regret purchasing this. In general, these are accidents that are caused by Mother Nature’s wrath of anger on the human population and in which case often unavoidable or unable to prevent. Explicitly accidents such as: Earthquakes, tornados, floods, fires, landslides, hail storms, tsunamis, and other “acts of god” that are physically unable to counteract. In the event that these accidents may arise, your insurance will be able to pay for all the damages caused to your home.

Acts of Violence – these are normally the type of accidents that can be caused by another human being that can be preventable and avoided like: Theft, Damage of property, and vandalism. There are also some scenarios in which some of the home owners will cause the damage themselves, hoping to be granted insurance repair for the damage that they have personally caused to their own homes, in some cases insurance companies do a background check just to make sure that this does not happen, but in the event that it does, the owner will be put in jail for fraud, and at the same time not be granted reimbursement for repairs. As long as these are serious physical damages to your assets, it will be covered by your insurance. Insurance will only cover damages that are un-purposely caused by an unrelated person. If there are allegations in which physical damage is unidentified by authorities, it will be carefully examined before coverage may be granted.

There are also other insurances that you can take a look at such as:

Property insurance –. These often come in handy when your home Is damaged by a natural calamity, or if by any chance that you are renting your house hold and the renter gets into an accident with serious injuries and decides to sue you for physical damage that may have been caused. When purchasing a homeowners insurance plan, this is already included, and this type of insurance plan is a type of policy that provides property owners with financial compensation for any damages of any form that may have been caused to your property. It can also be purchased as a rider.


745 Westminster Avenue
Winnipeg, Manitoba  R3G 1A5

Phone: (204) 784-1330
Fax: (204) 784-1339

Office Hours:
9:00 AM - 12:00 PM
1:00 PM - 4:30 PM


Winnipeg Transit:
Westminster United Church is on the following Winnipeg Transit bus routes:

17, 20, 29, 10 & 36